affreca: Cat Under Blankets (Default)
[personal profile] affreca
We've gotten the married part out and the job part (at least for [livejournal.com profile] lawnchairof the way, so we've started on the property owning part. First big step was securing a pre-approval letter from the bank (don't worry, we're cheapskate paranoids with math, so it is something that shouldn't get us in trouble). Next step was going to an open house for our favorite prospect (otherwise known as the purple house). Told the realtor what we were willing to pay, and told it was to little (by the owner. Realtor claims to agree with us that the owner is asking to much, but the realtor might be trying to get this one sold as it has been on the market for almost 6 months).

So we decided to get our own realtor. We get to meet with her tonight. We'll see. First house she suggested is outside what we're willing to pay. I don't want someone who keeps trying to upsell me. I know how much we can afford. And the house is one I used to know. In my childhood neighborhood, where a friend from elementary school lived. I want to tour it, even if I don't want to buy it.

Date: 2009-02-26 07:10 pm (UTC)
From: [identity profile] verminiusrex.livejournal.com
Sounds like you are off to a good start. Stick to your budget, beware of any realtor that wants you to sign an exclusive contract especially if they keep trying to upsell you, and remember that there are plenty of houses on the market right now so there is no real rush (at least I don't think you are in a rush).

Owning your own home is great, until that strange moment of realization that when something breaks, there is no landlord to call and get it fixed.

Date: 2009-02-26 10:02 pm (UTC)
From: [identity profile] affreca.livejournal.com
Thanks. I'm not in a rush, but [livejournal.com profile] lawnchair wants to buy while the interest rate is low.

Currently, we call the landlord to tell her something's broke, call the repairman, and send the landlord the bill with less rent the next month. Works better than she tried sending over her son's spermdonor's brother to fix stuff.

Date: 2009-02-27 02:43 am (UTC)
From: [identity profile] verminiusrex.livejournal.com
Keep the name of the repairmen when you get the house, reliable people are hard to find. I currently have a good plumber and roofer.

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affreca

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